$483 Left

I have had a very slow month getting rid of debt. My dad had his 70th birthday party and I hosted the party. I always think it's cheap when the family contributes, but I spent about $150 anyway. It was soooooooooo worth it. Lots of fun! My dad really appreciated it. I also purchased him a gift and a few Christmas presents so I spent my "extra" debt repayment money.
I'm hoping December will be a bit better. Next week I hope to pay down $200 so that will be huge. I'm so anxious to be done!

$570 left!

I paid about $95 this week to my credit card debt. I even paid the minimum on car insurance so I could pay more to the credit card. There's not much more I can do, but try to stay out of financial trouble and put every bit of money toward this demon.

I have changed my life from frivolous to frugal. I used to have nicer clothes, new furniture, and lots and lots of stuff. I wasn't any happier with the stuff. This stuff just complicated my life. You know how easy it is to clean out a cupboard, drawers, or vacuum the floor when there are things cluttering up my life???

Getting to know me...

Last Movie I Saw In A Movie Theater? Benjamin Button
What Book Are You Reading? Need to go to the library
Favorite Board Game? Trivia Pursuit.
Favorite Magazine? Cooking Light
Favorite Smells? Gardenias
Favorite Sounds? Birds in the morning in the spring time
Worst Feeling In The World? Anxiety attacks
First Thing You Think of When You Wake? Is is Saturday?
Favorite Fast Food Place? Rubios
Future Child’s Name? Ava, if I have a girl
Finish This Statement—“If I Had a Lot of Money,” I’d quit my job.
Do You Drive Fast? Nope.
Do You Sleep With a Stuffed Animal? No
Storms—cool or scary? Love em!
What Was Your First Car? Honda Accord
Favorite Drink? Milk
Finish This Statement—“If I Had the Time, I Would…” Take a knitting class
Do You Eat the Stems on Broccoli? YUM!
If You could Dye your Hair Any Other Color, What Would It Be? I would try to dye it darker.
Favorite Sport to Watch? Baseball
What’s Under Your Bed? Nothing.
Would You Like to Be Born As Yourself Again? Sure
Morning Person or Night Owl? hmmmm. Definitely not morning.
Over Easy or Sunny Side Up? Over easy
Favorite Place to Relax? Home
Favorite Ice Cream Flavor? Berry gelato

$664 left.

I scheduled another $140 payment to my credit card company. I have $664 left. I think I paid off about $700 this month which is extraordinary. I don't have any money in savings which makes me nervous. I haven't contributed much to retirement this month.

I made $28.50 at my second job and $6.00 from Pinecone Research. If you have extra time and want to make a few dollars here and there, I would recommend Pinecone. You get $3 for each survey and they don't send you a bunch of junk e-mail. I'm not going to make a living off of it, but I truly believe saving small amounts and being frugal on a regular basis is a necessity.

I went shopping this weekend and purchased a few Christmas plates and two salad plates for myself from Crate and Barrel. My plan is to collect the dishes I want a few at a time since they cost $5 each. I spent $10 on myself and $50 on presents.

Assets down, but so it debt.

I cleared out my itty bitty savings account - all, but $100 and paid toward my credit card. I just can't wait to pay the damn thing off! I'm down to $804.00 by tomorrow's online payment. I'm dreaming of being able to really save for a car, increase retirement, paying off a personal debt, and save for a couch! I'm going to put a little drop into each of these buckets so I can have more freedom! It'll be insane not to have to pay a credit card payment; I don't remember what that's like. I started accumulating credit card debt when I was 24. I'm 35 now. IT SOUNDS LIKE HEAVEN! Now if I can just find some more money....
I have a $28 check coming from my second job, $3 pinecone research check, and I should make another $30 from second job if I work my second job over the weekend. Every penny counts.
I think I'm going to try to cook more "beans and rice" sort of dishes so my food budget will go down too. Hmmmm.............. Where else can I save?

New debt payoff plan!

I liked several readers suggestion of reducing the amount saved so I can finish this long journey of hell called credit card debt. I reduced retirement for the next three months down to 15% from 19%. I also reduced my short term savings from $50 to $25.00 a week. I'm hoping this will speed up the process a bit.

I've also paid off my magazine subscription I owed, purchased one of my prescriptions, and I think I'm going to get my hair cut this weekend. I might go to Cost Cutters. I'm a little nervous, but they are cheap! I won't have much money left for the week so I will see if I can make do with the groceries I have.

$1106 left on my credit card!

I have been in credit card debt for 10 years. The highest was $17,000 and it's taken me two years to get down to $1106.00. Hurry. Hurry. I'm getting soooooooooooo impatient for it to be over. I have my "new" credit card free budget ready. I just can't seem to pay it off soon enough. I'm still contributing 23% of my money to short term savings and retirement so there's not a lot of "extra" money around.
I don't have anything to sell. (I haven't purchased much in the last two years!) Trust me I looked. No one owes me any money. I have a small project that I can do tonight at my second job. That will bring in $25.00.
Oh and my doctor called and told me I need to call him back and make an appointment. Another $25? Can't it wait?